ZIP 98605 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 98605 (Skamania County, Washington) returns a low composite of 22/100. It additionally carries heavy environmental risk: FEMA disaster exposure (66/100). The pressure is most legible in construction/permit lag (61/100), structural risk (47/100), institutional ownership (44/100). By contrast, mortgage stress (15/100) register low. Structurally it carries 47/100, against 4/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.1% over the trailing year, and 32% higher over three years, at 12/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $421,700, an affordability ratio of 4.0×. The vacancy rate is 6.6%. 1,336 residents call 98605 home, typically aged 43. Owners hold 69% of homes, renters 31%. The ZIP holds roughly 527 housing units. On demographic stress specifically, 98605 scores 28/100. The poverty rate is 8.5%. Around 19% of renters are cost-burdened. Households earn a median $79,643 — near the roughly $78,000 national figure. Around 27% of adults hold a bachelor's degree or higher.

On balance 98605 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 98605 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 98605 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 98605 shows blanks, not estimates, wherever the record is sparse.

The 22/100 for 98605 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 98605 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.