ZIP 98648 Foreclosure, Tax-Lien & Distress Report

Skamania County, Washington's ZIP 98648 registers 22/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (65/100). On the structural side it scores 48/100, with 5/100 of stress already active. Its standout signals are construction/permit lag (64/100), structural risk (48/100), institutional ownership (44/100). On the quiet end sit mortgage stress (15/100).

The market reads peak — home values rose 1.0% year on year, and 1% lower over three years, at 11/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $555,500, an affordability ratio of 5.1×. The ZIP holds roughly 1,509 housing units. Median household income is $93,553, above the U.S. median near $78,000. Around 33% of adults hold a bachelor's degree or higher. The vacancy rate is 11.5% — elevated. The demographic-stress sub-score lands at 34/100. The poverty rate is 8.2%. 3,353 residents call 98648 home, typically aged 49. Rent burden reaches 44% of tenant households. The tenure split is 78% owner-occupied to 22% rented.

On balance 98648 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 98648 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 98648 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 98648 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 98648 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 98648 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.