ZIP 98651 Foreclosure, Tax-Lien & Distress Report

In Skamania County, Washington, ZIP 98651 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (65/100). Structurally it carries 48/100, against 5/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (64/100), structural risk (48/100), institutional ownership (44/100). mortgage stress (15/100) stay muted.

The market reads peak — home values rose 1.0% year on year (phase confidence 11/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 451 housing units across 98651. Around 15% of renters are cost-burdened. 5.0% of residents fall below the poverty threshold. Educational attainment sits at 37% bachelor's-or-above. Median household income is $87,419, above the U.S. median near $78,000. Home values center near $730,700, an affordability ratio of 6.5×. The vacancy rate is 5.6%. On demographic stress specifically, 98651 scores 32/100. The tenure split is 84% owner-occupied to 16% rented. 935 residents call 98651 home, typically aged 56.

Net-net, 98651 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 98651 at the moment; the composite and its components are still built from verifiable public records.

The 98651 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 98651 stays directly comparable to neighboring ZIPs and the rest of Skamania County, Washington. Where the public record is thin for 98651, the field stays empty rather than modeled, and fills in as new documents post.

The 22/100 figure for 98651 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 98651 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.