ZIP 97021 Foreclosure, Tax-Lien & Distress Report
Wasco County, Oregon · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 97021 in Wasco County, Oregon comes in at 23, a low composite-distress reading. The most distinctive pressure shows up in institutional ownership (51/100), structural risk (47/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (18/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), climate & FEMA risk (70/100). On the structural side it scores 47/100, with 6/100 of stress already active.
The peak-phase market in 97021 posted values that rose 1.2% over the year, and 6% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $77,301, median income runs near typical U.S. levels. DLRadar's demographic-stress index for the area reads 30/100. 1,457 residents call 97021 home, typically aged 39. Home values center near $412,600, an affordability ratio of 5.1×. Rent burden reaches 9% of tenant households. 71% of housing is owner-occupied. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 12.6%, above the national norm and a classic distress-and-opportunity signal. Around 23% of adults hold a bachelor's degree or higher. The ZIP holds roughly 726 housing units.
On the whole, 97021 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 97021 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 97021 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 97021 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 for 97021 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 97021 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 97021
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 97021 Stress Report snapshot
The live 97021 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Keep going: ZIP, county and state distress coverage for Wasco County, Oregon.
See every distressed parcel in 97021
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