ZIP 97021 Property Distress & Foreclosure Data

DLRadar grades ZIP 97021 (Wasco County, Oregon) at a low 26/100 for overall property distress. Property-level stress concentrates in construction/permit lag (69/100), structural risk (55/100), institutional ownership (45/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (FEMA disaster exposure (81/100), climate & FEMA risk (70/100)). On the structural side it scores 55/100, with 6/100 of stress already active.

The peak-phase market in 97021 posted values that rose 2.0% over the year, and 6% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $77,301, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Population is roughly 1,457 with a median age of 39. Home values center near $412,600, an affordability ratio of 5.1×. Around 9% of renters are cost-burdened. Owners hold 71% of homes, renters 29%. 6.9% of residents fall below the poverty threshold. The vacancy rate is 12.6% — elevated. Educational attainment sits at 23% bachelor's-or-above. The ZIP holds roughly 726 housing units.

On the whole, 97021 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.