ZIP 97037 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97037 (Wasco County, Oregon) at a low 22/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (94/100), climate & FEMA risk (70/100)). The most distinctive pressure shows up in institutional ownership (52/100), structural risk (46/100), construction/permit lag (20/100). On the quiet end sit construction/permit lag (20/100) and mortgage stress (18/100). The split runs 46/100 structural to 6/100 active on the ground.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 48% higher over three years (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 67% owner-occupied to 33% rented. The typical home is worth about $342,100 (4.7× income). The vacancy rate is 37.3% — elevated. 10.8% of residents fall below the poverty threshold. About 857 people live here, median age 55. Households earn a median $62,422 — below the roughly $78,000 national figure. Around 45% of renters are cost-burdened. About 34% have a four-year degree. The ZIP holds roughly 585 housing units. DLRadar's demographic-stress index for the area reads 37/100.

On the whole, 97037 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 97037 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 97037 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Wasco County, Oregon and the nation. Where the public record is thin for 97037, the field stays empty rather than modeled, and fills in as new documents post.

97037's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 97037 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.