ZIP 97063 Foreclosure, Tax-Lien & Distress Report

In Wasco County, Oregon, ZIP 97063 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (52/100), structural risk (46/100), construction/permit lag (20/100). By contrast, construction/permit lag (20/100) and mortgage stress (18/100) register low. Structurally it carries 46/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (70/100).

The market reads peak — home values rose 1.2% year on year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 39/100. Rent burden reaches 45% of tenant households. At $54,083, median income runs below typical U.S. levels. 1,064 residents call 97063 home, typically aged 61. The poverty rate is 13.5%. Around 15% of adults hold a bachelor's degree or higher. Home values center near $278,100, an affordability ratio of 5.1×. There are about 1,001 housing units across 97063. Owners hold 82% of homes, renters 18%. The vacancy rate is 42.3% — elevated.

Taken together, 97063 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 97063 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 97063 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Wasco County, Oregon and the nation. The score is rebuilt from public data as it updates, so 97063 reflects the current record instead of a stale or modeled snapshot.

97063's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 97063 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.