ZIP 97823 Foreclosure, Tax-Lien & Distress Report
Gilliam County, Oregon · High Vacancy market
Gilliam County, Oregon's ZIP 97823 registers 7/100 composite distress, which DLRadar reads as minimal. What sets it apart are the readings on institutional ownership (37/100), mortgage stress (18/100), structural risk (15/100). By contrast, mortgage stress (18/100) and structural risk (15/100) register low. Environmental exposure also runs high (FEMA disaster exposure (68/100)). Structurally it carries 15/100, against 5/100 of stress already in motion.
The recovery-phase market in 97823 posted values that rose 2.5% over the year (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Home values center near $150,500, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 709 housing units. Median household income is $55,125, below the U.S. median near $78,000. Around 33% of renters are cost-burdened. 15.6% of residents fall below the poverty threshold. Around 25% of adults hold a bachelor's degree or higher. Vacancy runs 25.3%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 984 with a median age of 63. The demographic-stress sub-score lands at 28/100. Owners hold 79% of homes, renters 21%.
Taken together, 97823 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 97823 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 97823 runs through one identical scoring model, so its 7/100 sits on the same scale as every other ZIP in Gilliam County, Oregon and the nation. Every figure is auditable to a public dataset and refreshed as records update; 97823 shows blanks, not estimates, wherever the record is sparse.
The 7/100 for 97823 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 97823 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 97823’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 97823 by the numbers
97823 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Gilliam County ZIP codes
Nearest ZIP codes to 97823
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Gilliam County, Oregon
Other reports tied to Gilliam County, Oregon — ZIP, county and statewide.
Open the complete 97823 acquisition file
Get every distressed property in 97823 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology