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ZIP 97843 Foreclosure, Tax-Lien & Distress Report

Morrow County, Oregon · Distress market

ZIP code 97843 in Morrow County, Oregon carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). Latent structural risk is 38/100 while live distress already moving reads 5/100. What sets it apart are the readings on construction/permit lag (59/100), institutional ownership (39/100), structural risk (38/100). By contrast, structural risk (38/100) and mortgage stress (16/100) register low.

The market reads peak — home values rose 1.2% year on year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $93,393, above the U.S. median near $78,000. Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas. Around 18% of adults hold a bachelor's degree or higher. The ZIP holds roughly 391 housing units. Population is roughly 725 with a median age of 52. 76% of housing is owner-occupied. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 19/100. A median home runs $221,500 here, or 2.2 times local income. The vacancy rate is 5.9%.

Net-net, 97843 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 97843 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 97843 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 97843 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 97843 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 97843 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
38/100
Structural risk
5/100
Distress activity

ZIP 97843 distress signals, scored

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk28
9 further dimensions of distress are measured for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

97843 at a glance

The live 97843 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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