ZIP 97838 Property Distress & Foreclosure Data

Composite property distress in 97838 (Umatilla County, Oregon) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (49/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted. The latent-versus-live split is 49/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (71/100), climate & FEMA risk (68/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 8% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $76,032 — near the roughly $78,000 national figure. Around 30% of renters are cost-burdened. Roughly 10.1% live below the poverty line. On demographic stress specifically, 97838 scores 30/100. A median home runs $306,500 here, or 3.6 times local income. The vacancy rate is 5.9%. The ZIP holds roughly 10,574 housing units. The tenure split is 72% owner-occupied to 28% rented. About 15% have a four-year degree. 27,979 residents call 97838 home, typically aged 35.

Overall, 97838 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.