ZIP 97875 Property Distress & Foreclosure Data

Umatilla County, Oregon's ZIP 97875 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (81/100), FEMA disaster exposure (71/100). The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (54/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) and mortgage stress (16/100) register low. Structural exposure scores 54 and live distress 5 on the 0–100 scale.

The market reads peak — home values rose 2.0% year on year, and 48% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 1,095 housing units across 97875. The typical home is worth about $208,900 (3.0× income, relatively affordable). 75% of housing is owner-occupied. The demographic-stress sub-score lands at 28/100. Vacancy runs 7.2%. Around 10% of adults hold a bachelor's degree or higher. The poverty rate is 6.9% — low. At $67,679, median income runs below typical U.S. levels. About 2,522 people live here, median age 43. Rent burden reaches 31% of tenant households.

Net-net, 97875 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
54/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 97875

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk81
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Umatilla County

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Deterministic. Every signal traces to a public dataset · methodology