ZIP 97875 Foreclosure, Tax-Lien & Distress Report
Umatilla County, Oregon · Distress market
Composite property distress in 97875 (Umatilla County, Oregon) lands at 32/100 — moderate on DLRadar's distress scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (87/100), climate & FEMA risk (81/100), flood (NFIP) exposure (62/100). Its standout signals are structural risk (71/100), construction/permit lag (65/100), institutional ownership (61/100). mortgage stress (16/100) stay muted. The split runs 71/100 structural to 5/100 active on the ground.
Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 48% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.
There are about 1,095 housing units across 97875. A median home runs $208,900 here, or 3.0 times local income. Owners hold 75% of homes, renters 25%. On demographic stress specifically, 97875 scores 28/100. The vacancy rate is 7.2%. Around 10% of adults hold a bachelor's degree or higher. The poverty rate is 6.9% — low. Median household income is $67,679, below the U.S. median near $78,000. 2,522 residents call 97875 home, typically aged 43. Rent burden reaches 31% of tenant households.
Net-net, 97875 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 97875 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 97875 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 97875 shows blanks, not estimates, wherever the record is sparse.
97875's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 97875 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 97875’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 97875 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Umatilla County ZIP codes
Nearest ZIP codes to 97875
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 97875
Additional distress intelligence spanning Umatilla County, Oregon by ZIP, county and state.
Unlock parcel-level detail for ZIP 97875
Get every distressed property in 97875 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology