ZIP 97835 Foreclosure, Tax-Lien & Distress Report
Umatilla County, Oregon · High Vacancy market
DLRadar grades ZIP 97835 (Umatilla County, Oregon) at a moderate 32/100 for overall property distress. On the structural side it scores 71/100, with 5/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (81/100), flood (NFIP) exposure (62/100)). The most distinctive pressure shows up in structural risk (71/100), construction/permit lag (65/100), institutional ownership (61/100). By contrast, mortgage stress (16/100) register low.
The market reads peak — home values rose 1.2% year on year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 545 people live here, median age 42. The poverty rate is 8.8%. The vacancy rate is 18.2% — elevated. DLRadar's demographic-stress index for the area reads 23/100. 89% of housing is owner-occupied. About 20% have a four-year degree. Home values center near $232,600, an affordability ratio of 1.9× — accessible. Around 29% of renters are cost-burdened. The ZIP holds roughly 332 housing units. Median household income is $126,667, above the U.S. median near $78,000.
Taken together, 97835 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The 97835 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 97835 stays directly comparable to neighboring ZIPs and the rest of Umatilla County, Oregon. 97835 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 32/100 figure for 97835 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 97835 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 97835’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 97835 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 97835, the same set carried on every parcel.
Nearby ZIPs in Umatilla County
Nearest ZIP codes to 97835
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 97835
Additional distress intelligence spanning Umatilla County, Oregon by ZIP, county and state.
The complete 97835 distress and acquisition report
Open 97835 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology