ZIP 97862 Property Distress & Foreclosure Data

ZIP code 97862 in Umatilla County, Oregon carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 54/100 against active distress of 5/100. Climate and flood risk are elevated too — climate & FEMA risk (81/100), FEMA disaster exposure (71/100). What sets it apart are the readings on construction/permit lag (58/100), structural risk (54/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 17% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 5,219 housing units across 97862. Households earn a median $54,013 — below the roughly $78,000 national figure. The tenure split is 56% owner-occupied to 44% rented. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. 12,538 residents call 97862 home, typically aged 38. Rent burden reaches 25% of tenant households. On demographic stress specifically, 97862 scores 35/100. About 13% have a four-year degree. A median home runs $274,900 here, or 4.2 times local income. Roughly 15.9% live below the poverty line.

Taken together, 97862 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.