ZIP 97810 Foreclosure, Tax-Lien & Distress Report

In Umatilla County, Oregon, ZIP 97810 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (63/100), structural risk (62/100), institutional ownership (54/100). On the quiet end sit mortgage stress (16/100). Structural exposure scores 62 and live distress 5 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100), climate & FEMA risk (81/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $69,688, median income runs near typical U.S. levels. Rent burden reaches 10% of tenant households. Educational attainment sits at 34% bachelor's-or-above. Home values center near $281,300, an affordability ratio of 3.8× — accessible. 826 residents call 97810 home, typically aged 49. Owners hold 74% of homes, renters 26%. Roughly 2.9% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 395 housing units. DLRadar's demographic-stress index for the area reads 26/100. The vacancy rate is 28.0% — elevated.

On the whole, 97810 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 97810's 29/100 can be lined up against any neighbor in Umatilla County, Oregon or any ZIP coast to coast. 97810 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 29/100 figure for 97810 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 97810 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.