ZIP 97876 Property Distress & Foreclosure Data

ZIP code 97876 in Union County, Oregon carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 18/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (18/100), structural risk (18/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 97876 posted values that rose 2.0% over the year, and 43% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $116,146, above the U.S. median near $78,000. Owners hold 89% of homes, renters 11%. 1.8% of residents fall below the poverty threshold. Home values center near $435,600, an affordability ratio of 3.7× — accessible. Around 7% of renters are cost-burdened. The ZIP holds roughly 408 housing units. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 10.5%. Educational attainment sits at 39% bachelor's-or-above. Population is roughly 1,092 with a median age of 46.

On balance 97876 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.