ZIP 97814 Property Distress & Foreclosure Data

DLRadar grades ZIP 97814 (Baker County, Oregon) at a minimal 13/100 for overall property distress. On the structural side it scores 25/100, with 4/100 of stress already active. Property-level stress concentrates in institutional ownership (31/100), structural risk (25/100), mortgage stress (14/100). structural risk (25/100) and mortgage stress (14/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 22% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 6,060 housing units. The tenure split is 74% owner-occupied to 26% rented. Households earn a median $59,736 — below the roughly $78,000 national figure. Around 41% of renters are cost-burdened. On demographic stress specifically, 97814 scores 32/100. About 29% have a four-year degree. The vacancy rate is 9.4%. A median home runs $294,400 here, or 4.3 times local income. Roughly 12.6% live below the poverty line. 12,829 residents call 97814 home, typically aged 46.

Overall, 97814 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.