ZIP 97907 Property Distress & Foreclosure Data

ZIP code 97907 in Baker County, Oregon carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (36/100), structural risk (29/100), mortgage stress (16/100). structural risk (29/100) and mortgage stress (16/100) stay muted. Structural risk reads 29/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $145,800 here, or 3.3 times local income. The tenure split is 67% owner-occupied to 33% rented. 775 residents call 97907 home, typically aged 50. Vacancy runs 20.9%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 34% of tenant households. There are about 411 housing units across 97907. On demographic stress specifically, 97907 scores 34/100. Roughly 15.5% live below the poverty line. Households earn a median $34,375 — below the roughly $78,000 national figure. About 7% have a four-year degree.

Taken together, 97907 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.