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ZIP 97907 Foreclosure, Tax-Lien & Distress Report

Baker County, Oregon · High Vacancy market

DLRadar grades ZIP 97907 (Baker County, Oregon) at a low 20/100 for overall property distress. The split runs 45/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (66/100). What sets it apart are the readings on construction/permit lag (56/100), structural risk (45/100), institutional ownership (40/100). By contrast, mortgage stress (16/100) register low.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $145,800 here, or 3.3 times local income. Owners hold 67% of homes, renters 33%. Population is roughly 775 with a median age of 50. The vacancy rate is 20.9% — elevated. Rent burden reaches 34% of tenant households. The ZIP holds roughly 411 housing units. The demographic-stress sub-score lands at 34/100. The poverty rate is 15.5%. Households earn a median $34,375 — below the roughly $78,000 national figure. Around 7% of adults hold a bachelor's degree or higher.

Net-net, 97907 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 97907's 20/100 can be lined up against any neighbor in Baker County, Oregon or any ZIP coast to coast. 97907 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

97907's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 97907 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

20/100
Composite stress
45/100
Structural risk
5/100
Distress activity

ZIP 97907 distress signals, scored

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk43
9 further distress layers are graded for 97907

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 97907 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 97907, drawn from the same report attached to each property.

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Baker County ZIPs near 97907

More distress data near 97907

Keep going: ZIP, county and state distress coverage for Baker County, Oregon.

The complete 97907 distress and acquisition report

Every distressed parcel in 97907 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Deterministic. Every signal traces to a public dataset · methodology

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