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ZIP 97903 Foreclosure, Tax-Lien & Distress Report

Malheur County, Oregon · Affordable market

Composite property distress in 97903 (Malheur County, Oregon) lands at 22/100 — low on DLRadar's public-record scoring. Structurally it carries 50/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100). The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (50/100), institutional ownership (44/100). mortgage stress (19/100) stay muted.

The market reads peak — home values rose 1.2% year on year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 0.0%. 0.0% of residents fall below the poverty threshold. On demographic stress specifically, 97903 scores 18/100. A median home runs $140,000 here. Population is roughly 29 with a median age of 75. 100% of housing is owner-occupied. The ZIP holds roughly 30 housing units. Educational attainment sits at 0% bachelor's-or-above.

On balance 97903 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 97903 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 97903 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 97903, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97903's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 97903 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

22/100
Composite stress
50/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 97903

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk36
97903 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

97903 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 97903, the same set carried on every parcel.

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Adjacent Malheur County ZIP reports

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Rules-based scoring — each signal ties to a public dataset · methodology

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