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ZIP 97913 Foreclosure, Tax-Lien & Distress Report

Malheur County, Oregon · High Vacancy market

DLRadar grades ZIP 97913 (Malheur County, Oregon) at a low 22/100 for overall property distress. The sharpest non-environmental signals are construction/permit lag (55/100), structural risk (50/100), institutional ownership (44/100). mortgage stress (19/100) stay muted. Latent structural risk is 50/100 while live distress already moving reads 6/100. Environmental exposure also runs high (flood (NFIP) exposure (74/100)).

The peak-phase market in 97913 posted values that rose 1.2% over the year, and 9% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $46,741, median income runs below typical U.S. levels. The ZIP holds roughly 2,080 housing units. The vacancy rate is 15.6% — elevated. Owners hold 61% of homes, renters 39%. Educational attainment sits at 12% bachelor's-or-above. Population is roughly 5,544 with a median age of 29. Rent burden reaches 20% of tenant households. The demographic-stress sub-score lands at 36/100. Roughly 22.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $240,600, an affordability ratio of 4.2×.

Net-net, 97913 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 97913 at the moment; the composite and its components are still built from verifiable public records.

Whether 97913 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97913 can be compared directly against any other ZIP in Malheur County, Oregon or nationwide. Nothing here is interpolated — where a source is thin for 97913, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97913's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 97913 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

22/100
Composite stress
50/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 97913

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk36
97913 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 97913 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 97913, the same set carried on every parcel.

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Open the complete 97913 acquisition file

Every distressed parcel in 97913 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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