ZIP 97918 Foreclosure, Tax-Lien & Distress Report

ZIP code 97918 in Malheur County, Oregon carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (50/100), institutional ownership (44/100). mortgage stress (19/100) stay muted. Structurally it carries 50/100, against 6/100 of stress already in motion.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 2% lower over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $298,100 here, or 4.2 times local income. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. 4,358 residents call 97918 home, typically aged 41. The ZIP holds roughly 1,871 housing units. Owners hold 69% of homes, renters 31%. Median household income is $57,647, below the U.S. median near $78,000. On demographic stress specifically, 97918 scores 35/100. The poverty rate is 14.2%. Around 20% of adults hold a bachelor's degree or higher. Rent burden reaches 42% of tenant households.

On the whole, 97918 leans distressed, with opportunity clustered in specific stressed parcels. 97918 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 97918 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 97918 stays directly comparable to neighboring ZIPs and the rest of Malheur County, Oregon. Every figure is auditable to a public dataset and refreshed on ingest; 97918 shows blanks, not estimates, wherever the record is sparse.

97918's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 97918 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.