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ZIP 97914 Foreclosure, Tax-Lien & Distress Report

Malheur County, Oregon · Distress market

In Malheur County, Oregon, ZIP 97914 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100). Its heaviest discrete signals: construction/permit lag (55/100), structural risk (50/100), institutional ownership (44/100). mortgage stress (19/100) stay muted. On the structural side it scores 50/100, with 6/100 of stress already active.

The market reads peak — home values rose 1.2% year on year, and 6% higher over three years, at 9/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 19,879 people live here, median age 36. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. There are about 6,673 housing units across 97914. Around 35% of renters are cost-burdened. The tenure split is 62% owner-occupied to 38% rented. The poverty rate is 17.8% — high, a tax-stress and distress correlate. Home values center near $249,200, an affordability ratio of 4.5×. DLRadar's demographic-stress index for the area reads 37/100. Households earn a median $48,442 — below the roughly $78,000 national figure. Around 15% of adults hold a bachelor's degree or higher.

Overall, 97914 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 97914 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Malheur County, Oregon and the nation. The score is rebuilt from public data as it updates, so 97914 reflects the current record instead of a stale or modeled snapshot.

Each component behind 97914 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 97914 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

22/100
Composite stress
50/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 97914

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk36
9 further distress layers are graded for 97914

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 97914 by the numbers

The live 97914 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Malheur County ZIPs near 97914

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Unlock parcel-level detail for ZIP 97914

The full 97914 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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