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ZIP 97901 Foreclosure, Tax-Lien & Distress Report

Malheur County, Oregon · High Vacancy market

In Malheur County, Oregon, ZIP 97901 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. Structurally it carries 48/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100). The most distinctive pressure shows up in construction/permit lag (48/100), structural risk (48/100), institutional ownership (44/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 1.2% year on year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

762 residents call 97901 home, typically aged 45. 13.9% of residents fall below the poverty threshold. A median home runs $250,000 here, or 8.1 times local income. 83% of housing is owner-occupied. Around 28% of adults hold a bachelor's degree or higher. At $55,000, median income runs below typical U.S. levels. The vacancy rate is 14.4% — elevated. The demographic-stress sub-score lands at 42/100. The ZIP holds roughly 389 housing units. Around 23% of renters are cost-burdened.

On the whole, 97901 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 97901 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 97901 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 97901 stays directly comparable to neighboring ZIPs and the rest of Malheur County, Oregon. Nothing here is interpolated — where a source is thin for 97901, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97901's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 97901 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
48/100
Structural risk
6/100
Distress activity

What is driving ZIP 97901’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk36
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 97901 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 97901, the same set carried on every parcel.

Loading ZIP 97901 stress data…

More ZIPs across Malheur County

Nearest ZIP codes to 97901

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Oregon distress

More ZIP, county and state distress intelligence connected to Malheur County, Oregon.

Unlock parcel-level detail for ZIP 97901

See who owns each distressed property in 97901, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Deterministic scoring, sourced entirely from public data · methodology

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