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Malheur County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Malheur County, Oregon? DLRadar grades every Malheur County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Malheur County breakdown.

  • Malheur County's most distressed ZIP is 97901 at 22/100.
  • 15 ZIP codes tracked in Malheur County, averaging 21/100 distress.
  • Malheur County reads peak — home values up 1.2% year over year.
  • Vacancy runs 25.2% across Malheur County's tracked ZIPs, with a 24.1% poverty rate.
  • The typical Malheur County home is worth about $201,640 against a ~$49,334 median income.
  • Lending headwind in Malheur County sits at 51/100 — a forward read on distressed supply.

Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
19790122/100
29790222/100
39790322/100
49790622/100
59790822/100
69790922/100
79791122/100
89791322/100
99791422/100
109791722/100
119791822/100
129792022/100

Most distressed ZIP codes in Malheur County (composite distress 0-100, 2026)

What is driving Malheur County distress

Malheur County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 21/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Malheur County market phase and pricing

Malheur County currently sits in peak after a 1.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Malheur County

The Malheur County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.

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Frequently asked

What is the hardest-hit ZIP in Malheur County?

ZIP 97901 leads Malheur County at 22/100, recomputed monthly from public records.

Which phase does Malheur County sit in right now?

FHFA price-index movement places Malheur County in peak; prices are up 1.2% over twelve months.

Where does the Malheur County data come from?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 15 Malheur County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Malheur County ZIP codes?

A single county score papers over real variation. Across the Malheur County ZIPs DLRadar ranks, scores run from 22/100 in 97901 down to 22/100 in 97920, against a Malheur County average of 21/100. The 0-point range is the argument for ZIP-level search across Malheur County.

What do Malheur County home values and vacancy say about distressed supply?

The typical Malheur County home carries about $201,640 of value against a median household income near $49,334. Vacancy across Malheur County's tracked ZIPs runs 25.2% and the poverty rate is 24.1%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Malheur County's foreclosure and lien filings and its 51/100 lending headwind.

Related

DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.

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