Malheur County, OR: Home-Insurance Distress & Forced-Sale Pressure
Malheur County, OR: 60/100 (elevated) home-insurance distress; Malheur, OR band MEDIUM; Malheur, OR #883 of 3,222 counties; Malheur, OR #9 of 36 in Oregon.
FEMA hazard, Malheur, OR: 52/100; Malheur, OR declarations, three years: 2; Malheur, OR perils: 2 fire; Malheur, OR five-year count 2 (severity 3.0); Malheur, OR ten-year 2; hazard-weighted, Malheur, OR: 4.0.
Declared incidents on the Malheur, OR record: 2024 Fire 2 (Malheur, OR).
NFIP claims, Malheur, OR, three years: 2; Malheur, OR payouts $86,619; per Malheur, OR claim $43,309; Malheur, OR claim-stress 73/100.
Malheur, OR monthly score fell, 65 (March 2026) to 60 (October 2026); Malheur, OR by month: March 65, April 65, May 65, June 65 (Malheur, OR), July 62, August 61, September 61, October 60.
Malheur, OR components: climate 52, NFIP claims 73; Malheur, OR retreat index 60.
Construction distress, Malheur, OR: 48/100 as of August 2026 (Malheur, OR: 1/100 one-to-four unit, 100/100 multifamily).
Malheur, OR ZIPs, June 2026 (Malheur, OR, 15 highest): score 0 (Malheur, OR), climate 43 (Malheur, OR): 97907; score 0 (Malheur, OR), climate 40 (Malheur, OR): 89421; score 0 (Malheur, OR), climate 36 (Malheur, OR): 97901, 97902, 97903, 97906, Malheur, OR 97908, 97909, 97910, 97911, Malheur, OR 97913, 97914, 97917, 97918, Malheur, OR 97920.
DLRadar rescores Malheur, OR monthly; Malheur, OR readings join Malheur, OR foreclosure, lien and ownership parcels (Malheur, OR), so cost-squeezed Malheur, OR owners surface before listing.
Inside Oregon, Malheur County ranks 9th of 36 counties for home-insurance distress at 60/100; Douglas County (61/100) sits just above Malheur County, and Lincoln County (58/100) sits just below Malheur County.
Deterministic. Every Malheur County, OR signal traces to a public Malheur dataset (FEMA, NFIP, Census for Malheur, OR) · how insurance distress works in Malheur, OR · methodology
FAQ: Malheur County, OR insurance distress
What is the Malheur County, OR home-insurance-distress score?
Malheur, OR: 60/100 (MEDIUM), #883 of 3,222, #9 in Oregon. FEMA hazard, Malheur, OR: 52/100; NFIP stress, Malheur, OR: 73/100; construction, Malheur, OR: 48/100; Malheur, OR rescores monthly.
Is Malheur County insurance distress getting better or worse (OR)?
Malheur, OR: 65 in March 2026; Malheur, OR: 60 in October 2026 (better); Malheur, OR climate component 52; Malheur, OR NFIP claims score 73.
How many flood-insurance claims has Malheur County, OR had?
Malheur, OR: 2 NFIP claims, three years; Malheur, OR paid $86,619; per Malheur, OR claim $43,309; carriers reprice Malheur, OR against that record.
Which Malheur County ZIP codes carry the most insurance distress (OR)?
Malheur, OR, June 2026: 97907 at 0, 89421 at 0, 97901 at 0, 97902 at 0; Malheur, OR climate scores there: 43, 40, 36, 36.
Why does Malheur, OR insurance distress create sellers?
A Malheur, OR premium outruns the Malheur, OR budget; a carrier leaves Malheur, OR; Malheur, OR carrying cost passes plan; Malheur, OR owners sell while current; Malheur, OR insurance distress leads Malheur, OR foreclosure data.