ZIP 97840 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 97840 in Baker County, Oregon comes in at 20, a low composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (71/100)). Its standout signals are construction/permit lag (57/100), structural risk (43/100), institutional ownership (39/100). By contrast, institutional ownership (39/100) register low. The latent-versus-live split is 43/100 structural and 0/100 already moving.

The peak-phase market in 97840 posted values that rose 1.2% over the year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $90,714, median income runs above typical U.S. levels. Around 34% of adults hold a bachelor's degree or higher. The poverty rate is 0.0% — low. There are about 94 housing units across 97840. The tenure split is 24% owner-occupied to 76% rented. Around 0% of renters are cost-burdened. Vacancy runs 58.0%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 135 with a median age of 29. On demographic stress specifically, 97840 scores 30/100.

Net-net, 97840 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 97840 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 97840 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 97840 stays directly comparable to neighboring ZIPs and the rest of Baker County, Oregon. Nothing here is interpolated — where a source is thin for 97840, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 97840's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 97840 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.