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ZIP 97867 Foreclosure, Tax-Lien & Distress Report

Union County, Oregon · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 97867 in Union County, Oregon comes in at 17, a low composite-distress reading. Its standout signals are institutional ownership (37/100), construction/permit lag (37/100), structural risk (37/100). structural risk (37/100) and mortgage stress (5/100) stay muted. On the structural side it scores 37/100, with 2/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (67/100).

The market reads peak — home values rose 1.2% year on year, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $82,635 — near the roughly $78,000 national figure. The tenure split is 75% owner-occupied to 25% rented. The ZIP holds roughly 418 housing units. Educational attainment sits at 20% bachelor's-or-above. Around 42% of renters are cost-burdened. A median home runs $152,000 here, or 1.8 times local income. 7.9% of residents fall below the poverty threshold. Population is roughly 1,057 with a median age of 42. On demographic stress specifically, 97867 scores 25/100. The vacancy rate is 4.9%.

Overall, 97867 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 97867 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 97867, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 97867's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 97867 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

17/100
Composite stress
37/100
Structural risk
2/100
Distress activity

ZIP 97867 distress signals, scored

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk44
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 97867 by the numbers

97867 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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