ZIP 97857 Foreclosure, Tax-Lien & Distress Report

ZIP 97857's composite property-distress score is 5/100 - DLRadar classes that as minimal for Wallowa County, Oregon. Property-level stress concentrates in structural risk (10/100), mortgage stress (5/100), institutional ownership (3/100). By contrast, mortgage stress (5/100) and institutional ownership (3/100) register low. The split runs 10/100 structural to 2/100 active on the ground.

The recovery-phase market in 97857 posted values that rose 2.5% over the year, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 42/100. About 597 people live here, median age 48. Owners hold 83% of homes, renters 17%. At $62,321, median income runs below typical U.S. levels. The ZIP holds roughly 228 housing units. Home values center near $562,500, an affordability ratio of 8.6× — stretched. Around 28% of renters are cost-burdened. Educational attainment sits at 30% bachelor's-or-above. Roughly 8.2% live below the poverty line.

On the whole, 97857 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 97857 runs through one identical public-record model, so its 5/100 sits on the same scale as every other ZIP in Wallowa County, Oregon and the nation. Sparse data for 97857 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 5/100 figure for 97857 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 97857 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.