ZIP 97846 Property Distress & Foreclosure Data

DLRadar grades ZIP 97846 (Wallowa County, Oregon) at a minimal 5/100 for overall property distress. Property-level stress concentrates in structural risk (10/100), mortgage stress (5/100), institutional ownership (3/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural exposure scores 10 and live distress 2 on the 0–100 scale.

The peak-phase market in 97846 posted values that rose 3.3% over the year, and 10% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 30.3%, above the national norm and a classic distress-and-opportunity signal. Owners hold 76% of homes, renters 24%. Home values center near $383,200, an affordability ratio of 5.4×. Median household income is $69,167, near the U.S. median near $78,000. 3.9% of residents fall below the poverty threshold. Educational attainment sits at 39% bachelor's-or-above. Population is roughly 2,259 with a median age of 56. There are about 1,487 housing units across 97846. Rent burden reaches 17% of tenant households. DLRadar's demographic-stress index for the area reads 31/100.

On the whole, 97846 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.