ZIP 97885 Property Distress & Foreclosure Data

ZIP code 97885 in Wallowa County, Oregon carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 10/100 structural and 2/100 already moving. What sets it apart are the readings on structural risk (10/100), mortgage stress (5/100), institutional ownership (3/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The peak-phase market in 97885 posted values that rose 3.3% over the year (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $402,900, an affordability ratio of 4.6×. 10.1% of residents fall below the poverty threshold. Median household income is $77,708, near the U.S. median near $78,000. Population is roughly 1,222 with a median age of 48. Around 47% of renters are cost-burdened. The vacancy rate is 22.4% — elevated. Educational attainment sits at 22% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 35/100. The ZIP holds roughly 697 housing units. Owners hold 84% of homes, renters 16%.

On the whole, 97885 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.