ZIP 97885 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 97885 in Wallowa County, Oregon comes in at 5, a minimal composite-distress reading. Latent structural risk is 10/100 while live distress already moving reads 2/100. The most distinctive pressure shows up in structural risk (10/100), mortgage stress (5/100), institutional ownership (3/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100).

The market reads recovery — home values rose 2.5% year on year, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $402,900 (4.6× income). The poverty rate is 10.1%. At $77,708, median income runs near typical U.S. levels. 1,222 residents call 97885 home, typically aged 48. Rent burden reaches 47% of tenant households. Vacancy runs 22.4%, above the national norm and a classic distress-and-opportunity signal. About 22% have a four-year degree. The demographic-stress sub-score lands at 35/100. The ZIP holds roughly 697 housing units. The tenure split is 84% owner-occupied to 16% rented.

Net-net, 97885 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 97885's 5/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 97885, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97885's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 97885 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.