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ZIP 97827 Foreclosure, Tax-Lien & Distress Report

Union County, Oregon · High Vacancy market

ZIP code 97827 in Union County, Oregon carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are institutional ownership (36/100), structural risk (34/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (3/100). Environmental exposure also runs high (FEMA disaster exposure (65/100)). Structural risk reads 34/100 against active distress of 1/100.

The peak-phase market in 97827 posted values that rose 1.2% over the year, and 57% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

At $58,750, median income runs below typical U.S. levels. The vacancy rate is 12.1% — elevated. The ZIP holds roughly 1,143 housing units. About 2,557 people live here, median age 46. The poverty rate is 9.1%. Educational attainment sits at 12% bachelor's-or-above. The demographic-stress sub-score lands at 33/100. The tenure split is 76% owner-occupied to 24% rented. Rent burden reaches 43% of tenant households. A median home runs $262,500 here, or 4.0 times local income.

Net-net, 97827 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 97827 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97827 can be compared directly against any other ZIP in Union County, Oregon or nationwide. The score is rebuilt from public data as it updates, so 97827 reflects the current record instead of a stale or modeled snapshot.

The 16/100 for 97827 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 97827 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

16/100
Composite stress
34/100
Structural risk
1/100
Distress activity

What is driving ZIP 97827’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk44
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 97827 distress snapshot

The live 97827 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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