ZIP 97850 Foreclosure, Tax-Lien & Distress Report
Union County, Oregon · Distress market
In Union County, Oregon, ZIP 97850 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (65/100)). Latent structural risk is 34/100 while live distress already moving reads 1/100. Leading the profile are institutional ownership (36/100), structural risk (34/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (3/100) stay muted.
The peak-phase market in 97850 posted values that rose 1.2% over the year, and 19% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.
Households earn a median $62,411 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 34/100. 18.0% of residents fall below the poverty threshold. Rent burden reaches 31% of tenant households. The vacancy rate is 7.3%. The ZIP holds roughly 7,720 housing units. 58% of housing is owner-occupied. Home values center near $298,100, an affordability ratio of 4.2×. Educational attainment sits at 27% bachelor's-or-above. Population is roughly 16,545 with a median age of 37.
On balance 97850 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 97850 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 97850 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 97850 stays directly comparable to neighboring ZIPs and the rest of Union County, Oregon. Nothing here is interpolated — where a source is thin for 97850, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
97850's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 97850 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 97850
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 97850 by the numbers
Current distress, phase, housing and lender-pressure figures for 97850, drawn from the same report attached to each property.
More ZIPs across Union County
Related reports across Union County, Oregon
Additional distress intelligence spanning Union County, Oregon by ZIP, county and state.
The complete 97850 distress and acquisition report
Open 97850 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology