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ZIP 97859 Foreclosure, Tax-Lien & Distress Report

Umatilla County, Oregon · High Vacancy market

In Umatilla County, Oregon, ZIP 97859 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 62/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (91/100), climate & FEMA risk (81/100). What sets it apart are the readings on construction/permit lag (63/100), structural risk (62/100), institutional ownership (54/100). On the quiet end sit mortgage stress (16/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 65.9%, above the national norm and a classic distress-and-opportunity signal. A median home runs $173,300 here, or 4.1 times local income. Owners hold 73% of homes, renters 27%. There are about 166 housing units across 97859. Around 0% of renters are cost-burdened. Median household income is $60,417, below the U.S. median near $78,000. About 136 people live here, median age 54. On demographic stress specifically, 97859 scores 35/100. The poverty rate is 28.7% — high, a tax-stress and distress correlate. Around 26% of adults hold a bachelor's degree or higher.

Taken together, 97859 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 97859 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 97859 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Umatilla County, Oregon and the nation. The score is rebuilt from public data as it updates, so 97859 reflects the current record instead of a stale or modeled snapshot.

97859's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 97859 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

29/100
Composite stress
62/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 97859

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk81
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 97859 distress snapshot

The live 97859 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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