ZIP 97859 Foreclosure, Tax-Lien & Distress Report

In Umatilla County, Oregon, ZIP 97859 scores 33 of 100 for composite distress, a moderate level on DLRadar's distress index. The latent-versus-live split is 72/100 structural and 5/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (81/100), flood (NFIP) exposure (62/100). What sets it apart are the readings on structural risk (72/100), institutional ownership (65/100), construction/permit lag (65/100). On the quiet end sit mortgage stress (16/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 65.9%, above the national norm and a classic distress-and-opportunity signal. A median home runs $173,300 here, or 4.1 times local income. Owners hold 73% of homes, renters 27%. There are about 166 housing units across 97859. Around 0% of renters are cost-burdened. Median household income is $60,417, below the U.S. median near $78,000. About 136 people live here, median age 54. On demographic stress specifically, 97859 scores 35/100. The poverty rate is 28.7% — high, a tax-stress and distress correlate. Around 26% of adults hold a bachelor's degree or higher.

Taken together, 97859 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 97859 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 97859 runs through one identical scoring model, so its 33/100 sits on the same scale as every other ZIP in Umatilla County, Oregon and the nation. The score is rebuilt from public data as it updates, so 97859 reflects the current record instead of a stale or modeled snapshot.

97859's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 97859 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.