Umatilla County, OR: Foreclosures, Tax Liens & Distressed Properties
Umatilla County, OR, Oregon: 14 ZIP codes scored, Umatilla County, OR averaging 31/100 (moderate, Umatilla, OR), from 19 to 33. Umatilla County, OR is in its peak phase (Umatilla, OR confidence 9/100): Umatilla, OR home prices up 1.2% (Umatilla, OR) over twelve months. Umatilla County, OR lender headwind: 38/100.
Highest-scoring Umatilla County, OR ZIPs: 97801 (33/100), 97810 (33/100), 97813 (33/100), 97835 (33/100), 97859 (33/100), 97862 (33/100). Also scored in Umatilla County, OR: 97868, 97875, 97882, 97886, 97826, 97880, 97838, 99362.
Across Umatilla County, OR's scored ZIPs: median home value $275,423, household income $70,584, 21.3% vacancy, 12.0% poverty, 75% owner-occupied, median age 41.5.
Umatilla County, OR insurance distress 78/100 (#418 in the US); FEMA hazard 89/100 for Umatilla, OR; 8 federal disaster declarations in Umatilla County, OR since 2023; 1 Umatilla, OR NFIP flood claims, $23K paid; Umatilla, OR construction distress 65/100.
6 banks with 14 branches lend in Umatilla County, OR; Umatilla, OR weighted bank stress 59/100, highest 72/100 in Umatilla, OR.
Umatilla County, OR unemployment 5.1% (Umatilla, OR -1.0 pts, six months); 176 new housing units permitted in Umatilla County, OR over twelve months, Umatilla, OR down 15% from 208; Umatilla, OR home prices +7.0% a year (Umatilla, OR) over three years.
32,199 housing units in Umatilla County, OR; 9,264 Umatilla, OR renter households; 39% of Umatilla, OR renters spend 30%+ of income on rent, 17% (Umatilla, OR) half or more.
Umatilla County, OR ranks #1,214 nationally on the opportunity index (Umatilla, OR, among all ranked counties); Umatilla, OR scores 30.4/100 and Umatilla, OR sits #14 inside Oregon. Umatilla, OR is in the watchlist opportunity phase; Umatilla, OR's primary driver is construction, Umatilla, OR second driver bank institutional; Umatilla, OR moved down 132 places. 5 short-sale listings across Umatilla, OR; 94 days on market observed in Umatilla, OR; 10.3% vacancy over 14 Umatilla, OR ZIPs.
No CFPB county sample covers Umatilla County, OR. The state reading for Umatilla, OR: 0.6% ninety-plus days late; Umatilla, OR's thirty-to-eighty-nine share is 1.2% (Umatilla, OR, December 2025 data).
Umatilla County, OR has 2 watched banks; 2 Umatilla, OR banks sit in an elevated band. Umatilla, OR footprints: Bank Of Eastern Oregon (3 branches, stress 48) in Umatilla, OR; Columbia Bank (2 branches, stress 58) in Umatilla, OR.
HUD lists 5 assisted multifamily properties in Umatilla County, OR with 206 units; 93 Umatilla, OR units are assisted, 2 Umatilla, OR properties under project-based Section 8.
3,492 of the 32,199 housing units in Umatilla, OR sit vacant. Umatilla County, OR permitted 0 multifamily units in twelve months; Umatilla, OR's one-to-four unit structures added 176 units in Umatilla County, OR.