Umatilla County, OR: Foreclosures, Tax Liens & Distressed Properties

Across Umatilla County, Oregon, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Lender pressure in Umatilla County registers 38/100 — a moderate bank-stress headwind. 14 ZIP codes are tracked county-wide, averaging 28/100 distress. Across its ZIPs, composite distress spans 19 to 29 out of 100.

The peak-phase county posted home values that rose 1.2% over twelve months (phase confidence 9/100). With values leveling off, the opportunity narrows leaving the wins in individual deals.

At +1.2% YoY and 9/100 confidence, opportunity is parcel-specific and a county-wide sweep stays on the shelf. A mid-cycle 38/100 lender reading implies a blend the ZIP scores sort out.

By composite, 97801 (29/100), 97810 (29/100), 97813 (29/100), 97835 (29/100), 97859 (29/100), 97862 (29/100) top the county — tap any ZIP to go deeper. Further scored ZIPs: 97868, 97875, 97882, 97886, 97826, 97880, 97838, 99362.

By the numbers, Umatilla County's scored ZIPs show 21.3% of units sitting vacant, typical home values near $275,423, household income averaging about $70,584, roughly at the national median, 75% of homes owner-occupied, poverty running near 12%, residents with a median age around 41.5. Taken together, they set up which owners come under strain and how quickly stock clears.

All in at 28/100 over 14 ZIPs, distress here is parcel-specific — work it parcel by parcel. Subscribers get each Umatilla County parcel's owner, mailing address, APN, score, bank exposure and an exit-velocity estimate.

No county is too small to score: Umatilla County, Oregon runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Umatilla County's numbers mean exactly what they mean anywhere else in Oregon.

Treat Umatilla County, Oregon as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. Every Umatilla County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

Drilling in, Umatilla County's highest-scoring ZIPs are 97801 (29/100), 97810 (29/100), 97813 (29/100), 97835 (29/100), 97859 (29/100), 97862 (29/100). DLRadar also scores 97868, 97875, 97882, 97886, 97826, 97880, 97838, 99362 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Umatilla County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.