Umatilla County, OR: Home-Insurance Distress & Forced-Sale Pressure
Umatilla County, OR: 78/100 (severe) home-insurance distress; Umatilla, OR band MEDIUM; Umatilla, OR #418 of 3,222 counties; Umatilla, OR #1 of 36 in Oregon; raw Umatilla, OR 81.1.
FEMA hazard, Umatilla, OR: 89/100; Umatilla, OR declarations, three years: 12; Umatilla, OR perils: 8 fire; Umatilla, OR five-year count 4 (severity 7.0); Umatilla, OR ten-year 4; hazard-weighted, Umatilla, OR: 24.0.
Declared incidents on the Umatilla, OR record: 2026 Fire 4; 2025 Fire 2 (Umatilla, OR); 2024 Fire 2 (Umatilla, OR).
NFIP claims, Umatilla, OR, three years: 1; Umatilla, OR payouts $23,264; per Umatilla, OR claim $23,264; Umatilla, OR claim-stress 62/100.
Umatilla, OR monthly score rose, 36 (March 2026) to 77 (October 2026); Umatilla, OR by month: March 36, April 36, May 52, June 52 (Umatilla, OR), July 55, August 61, September 61, October 77.
Umatilla, OR components: climate 88, NFIP claims 62; Umatilla, OR retreat index 77.
Construction distress, Umatilla, OR: 65/100 as of August 2026 (Umatilla, OR: 65/100 one-to-four unit, 13/100 multifamily).
Umatilla, OR ZIPs, June 2026 (Umatilla, OR, 14 highest): score 0 (Umatilla, OR), climate 81 (Umatilla, OR): 97801, 97810, 97813, 97835, Umatilla, OR 97859, 97862, 97868, 97875, Umatilla, OR 97882, 97886; score 0 (Umatilla, OR), climate 74 (Umatilla, OR): 97826; score 0 (Umatilla, OR), climate 73 (Umatilla, OR): 97880; score 0 (Umatilla, OR), climate 68 (Umatilla, OR): 97838; score 0 (Umatilla, OR), climate 62 (Umatilla, OR): 99362.
DLRadar rescores Umatilla, OR monthly; Umatilla, OR readings join Umatilla, OR foreclosure, lien and ownership parcels (Umatilla, OR), so cost-squeezed Umatilla, OR owners surface before listing.
Inside Oregon, Umatilla County ranks 1st of 36 counties for home-insurance distress at 78/100; Jackson County (70/100) sits just below Umatilla County.
Deterministic. Every Umatilla County, OR signal traces to a public Umatilla dataset (FEMA, NFIP, Census for Umatilla, OR) · how insurance distress works in Umatilla, OR · methodology
FAQ: Umatilla County, OR insurance distress
What is the Umatilla County, OR home-insurance-distress score?
Umatilla, OR: 78/100 (MEDIUM), #418 of 3,222, #1 in Oregon. FEMA hazard, Umatilla, OR: 89/100; NFIP stress, Umatilla, OR: 62/100; construction, Umatilla, OR: 65/100; Umatilla, OR rescores monthly.
Is Umatilla County insurance distress getting better or worse (OR)?
Umatilla, OR: 36 in March 2026; Umatilla, OR: 77 in October 2026 (worse); Umatilla, OR climate component 88; Umatilla, OR NFIP claims score 62.
How many flood-insurance claims has Umatilla County, OR had?
Umatilla, OR: 1 NFIP claims, three years; Umatilla, OR paid $23,264; per Umatilla, OR claim $23,264; carriers reprice Umatilla, OR against that record.
Which Umatilla County ZIP codes carry the most insurance distress (OR)?
Umatilla, OR, June 2026: 97801 at 0, 97810 at 0, 97813 at 0, 97835 at 0; Umatilla, OR climate scores there: 81, 81, 81, 81.
Why does Umatilla, OR insurance distress create sellers?
A Umatilla, OR premium outruns the Umatilla, OR budget; a carrier leaves Umatilla, OR; Umatilla, OR carrying cost passes plan; Umatilla, OR owners sell while current; Umatilla, OR insurance distress leads Umatilla, OR foreclosure data.