Umatilla County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Umatilla County, Oregon? DLRadar grades every Umatilla County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Umatilla County breakdown.
- Umatilla County's most distressed ZIP is 97801 at 29/100.
- 14 ZIP codes tracked in Umatilla County, averaging 28/100 distress.
- Umatilla County reads peak — home values up 1.2% year over year.
- Vacancy runs 21.3% across Umatilla County's tracked ZIPs, with a 12% poverty rate.
- The typical Umatilla County home is worth about $275,423 against a ~$70,584 median income.
- Lending headwind in Umatilla County sits at 38/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97801 | 29/100 |
| 2 | 97810 | 29/100 |
| 3 | 97813 | 29/100 |
| 4 | 97835 | 29/100 |
| 5 | 97859 | 29/100 |
| 6 | 97862 | 29/100 |
| 7 | 97868 | 29/100 |
| 8 | 97875 | 29/100 |
| 9 | 97882 | 29/100 |
| 10 | 97886 | 29/100 |
| 11 | 97826 | 28/100 |
| 12 | 97880 | 28/100 |
Most distressed ZIP codes in Umatilla County (composite distress 0-100, 2026)
What is driving Umatilla County distress
DLRadar builds Umatilla County's distress picture only from records anyone can pull; its ZIPs average 28/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Umatilla County market phase and pricing
DLRadar places Umatilla County in peak; prices moved up 1.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Umatilla County
Umatilla County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Card-free · live data across the whole platform for a week.
What people ask
What is the most distressed ZIP code in Umatilla County, OR?
ZIP 97801 leads Umatilla County at 29/100, recomputed monthly from public records.
Is Umatilla County expanding or contracting?
Umatilla County is classified peak with a 1.2% year-over-year increase, following the FHFA House Price Index.
Which datasets feed the Umatilla County scores?
Each Umatilla County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 14 local ZIPs and every other county in the country.
How much do distress scores vary between Umatilla County ZIP codes?
A county average hides the spread. Across the Umatilla County ZIPs DLRadar ranks, scores run from 29/100 in 97801 down to 28/100 in 97880, against a Umatilla County average of 28/100. That 1-point gap is why acquisition targeting in Umatilla County works at ZIP level rather than county level.
What do Umatilla County home values and vacancy say about distressed supply?
The typical Umatilla County home carries about $275,423 of value against a median household income near $70,584. Vacancy across Umatilla County's tracked ZIPs runs 21.3% and the poverty rate is 12%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Umatilla County's foreclosure and lien data and its 38/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.