Umatilla County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Umatilla County, OR distress report, 2026: 14 ZIPs scored in Umatilla, OR, Umatilla, OR average 31/100; the top Umatilla, OR ZIP is 97801 at 33/100; Umatilla, OR market phase peak, Umatilla, OR prices +1.2% year over year.
- Umatilla, OR ranks #1,311 nationally (opportunity index); Umatilla, OR #13 in Oregon; Umatilla, OR index 30.1.
- Umatilla, OR: no CFPB county sample; Umatilla, OR state reading 0.6%.
- Umatilla, OR ZIP phases: 14 peak.
- Umatilla, OR residential listings tracked: 19 across 13 ZIPs; Umatilla, OR candidate listings 11.
- Umatilla, OR HUD assisted properties: 5 with 206 units.
- Umatilla, OR lenders on watch: 2; largest Umatilla, OR footprint Bank Of Eastern Oregon (3 branches).
- Umatilla, OR most distressed ZIP: 97801 at 33/100.
Umatilla, OR figures: DLRadar distress index; Umatilla, OR inputs: CFPB, FHFA, HUD, FDIC; Umatilla, OR rebuilt as sources refresh.
| Rank | Umatilla, OR ZIP | Score |
|---|---|---|
| 1 | 97801 | 33/100 |
| 2 | 97810 | 33/100 |
| 3 | 97813 | 33/100 |
| 4 | 97835 | 33/100 |
| 5 | 97859 | 33/100 |
| 6 | 97862 | 33/100 |
| 7 | 97868 | 33/100 |
| 8 | 97875 | 33/100 |
| 9 | 97882 | 33/100 |
| 10 | 97886 | 33/100 |
| 11 | 97826 | 31/100 |
| 12 | 97880 | 31/100 |
Most distressed Umatilla, OR ZIPs (0-100, 2026)
Mortgage delinquency around Umatilla, OR
No CFPB county sample covers Umatilla, OR; the state reading for Umatilla, OR: 0.6% ninety-plus; Umatilla, OR area thirty-to-eighty-nine 1.2% (December 2025, Umatilla, OR).
Opportunity index: Umatilla, OR
Umatilla, OR index 30.1, Umatilla, OR phase early_signal; Umatilla, OR primary driver construction, Umatilla, OR second driver bank institutional. Umatilla, OR components: property stress 20.5, foreclosure pressure 21.9, listing discounts 27.7, bank stress 59.5, insurance 0.0; Umatilla, OR pulse 34.7; Umatilla, OR capital opportunity 23.3; Umatilla, OR seven-day change -0.5%.
ZIP market phases inside Umatilla, OR
14 Umatilla, OR ZIPs carry a price-cycle phase; Umatilla, OR ZIPs by phase (Umatilla, OR), deepest drawdown first: peak, +1.2% YoY, 1.5% off peak (Umatilla, OR): 99362; peak, +1.2% YoY (Umatilla, OR): 97801, 97810, 97813, 97826, Umatilla, OR 97835, 97838, 97859, 97862, Umatilla, OR 97868, 97875, 97882, 97886; peak, +1.4% YoY (Umatilla, OR): 97880.
Residential listings by Umatilla, OR ZIP
Umatilla, OR ZIPs with the most tracked Umatilla, OR residential listings: 97801 7 listings, 3 candidates, bank pressure 62; 97838 6 listings, 4 candidates, bank pressure 59; 97862 2 listings, 0 candidates, bank pressure 62; 97882 2 listings, 2 candidates, bank pressure 62 (Umatilla, OR); 97868 1 listings, 1 candidates, bank pressure 62; 97886 1 listings, 1 candidates, bank pressure 62; 97810 0 listings, 0 candidates, bank pressure 62; 97813 0 listings, 0 candidates, bank pressure 62. Umatilla, OR totals: 19 listings; Umatilla, OR candidates 11; active ZIPs 6.
HUD assisted housing in Umatilla, OR
5 assisted properties with 206 units sit in Umatilla, OR; largest Umatilla, OR properties: Tower Apartments (Hermiston) 112 units; Pendleton Riverside (Pendleton) 40 units, 40 assisted; Desert Sage Manor (Hermiston) 24 units, 24 assisted in Umatilla, OR; Terwilliger Plaza (Pendleton) 20 units, 19 assisted; Hermiston Project (Hermiston) 10 units, 10 assisted.
Lenders with branches in Umatilla, OR
Umatilla, OR lenders by branch count: Bank Of Eastern Oregon (Umatilla, OR): stress 48, 3 branches low in Umatilla, OR; Columbia Bank (Umatilla, OR): stress 58, 2 branches low in Umatilla, OR.
Vacancy and permits, Umatilla, OR
3,492 of 32,199 Umatilla, OR housing units are vacant; Umatilla, OR permits, twelve months: 0 multifamily units in Umatilla, OR, 176 one-to-four unit units.
Work Umatilla, OR at the parcel level
Every Umatilla, OR parcel carries owner and address; every Umatilla, OR parcel carries APN; Umatilla, OR distress scores sit on the Umatilla, OR live board.
Umatilla, OR figures refresh with each source.
Umatilla, OR questions
Most distressed ZIP code in Umatilla County, OR?
ZIP 97801 leads Umatilla, OR at 33/100; next in Umatilla, OR: 97810 at 33/100; the Umatilla, OR average is 31/100.
Where does Umatilla County, OR rank for investment opportunity?
Umatilla, OR is #1,311 among all ranked counties, #13 in Oregon; the Umatilla, OR driver is construction; Umatilla, OR moved down 186 places.
How many mortgages are delinquent in Umatilla County, OR?
Umatilla, OR takes the state reading of 0.6% for December 2025; no CFPB county sample covers Umatilla, OR.
Which banks lend in Umatilla County, OR?
2 watched lenders hold Umatilla, OR branches; the largest Umatilla, OR footprints are Bank Of Eastern Oregon (3), Columbia Bank (2).
More on Umatilla, OR
Umatilla County, OR distress report: public-record figures for Umatilla, OR; not legal advice for Umatilla, OR; not tax or investment advice; verify every Umatilla, OR record before acting.