ZIP 97801 Property Distress & Foreclosure Data

Composite property distress in 97801 (Umatilla County, Oregon) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (54/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (16/100). The latent-versus-live split is 54/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (81/100), FEMA disaster exposure (71/100)).

The peak-phase market in 97801 posted values that rose 2.0% over the year, and 15% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $73,308, near the U.S. median near $78,000. Owners hold 61% of homes, renters 39%. 13.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $293,000, an affordability ratio of 3.8× — accessible. Educational attainment sits at 26% bachelor's-or-above. The vacancy rate is 12.0% — elevated. Population is roughly 21,930 with a median age of 38. Around 35% of renters are cost-burdened. The ZIP holds roughly 8,979 housing units.

On balance 97801 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.