ZIP 97813 Property Distress & Foreclosure Data

In Umatilla County, Oregon, ZIP 97813 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (81/100), FEMA disaster exposure (71/100)). Its standout signals are construction/permit lag (58/100), structural risk (54/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (16/100). Structural exposure scores 54 and live distress 5 on the 0–100 scale.

The peak-phase market in 97813 posted values that rose 2.0% over the year, and 61% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 640 housing units across 97813. Owners hold 80% of homes, renters 20%. Vacancy runs 9.9%. Median household income is $73,688, near the U.S. median near $78,000. Home values center near $241,200, an affordability ratio of 3.0× — accessible. 10.0% of residents fall below the poverty threshold. Educational attainment sits at 32% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 25/100. Population is roughly 1,366 with a median age of 40. Rent burden reaches 28% of tenant households.

On balance 97813 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.