ZIP 97868 Property Distress & Foreclosure Data

In Umatilla County, Oregon, ZIP 97868 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (81/100), FEMA disaster exposure (71/100). Its standout signals are construction/permit lag (58/100), structural risk (54/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted. Structural exposure scores 54 and live distress 5 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 8% lower over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $218,200 here, or 2.0 times local income. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. 1,531 residents call 97868 home, typically aged 46. On demographic stress specifically, 97868 scores 21/100. Vacancy runs 16.6%, above the national norm and a classic distress-and-opportunity signal. About 16% have a four-year degree. There are about 795 housing units across 97868. Rent burden reaches 11% of tenant households. The tenure split is 87% owner-occupied to 13% rented. Households earn a median $95,893 — above the roughly $78,000 national figure.

Taken together, 97868 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.