ZIP 97826 Foreclosure, Tax-Lien & Distress Report

Umatilla County, Oregon's ZIP 97826 registers 28/100 composite distress, which DLRadar reads as low. Latent structural risk is 59/100 while live distress already moving reads 5/100. Environmental exposure also runs high (FEMA disaster exposure (89/100), climate & FEMA risk (74/100)). The pressure is most legible in construction/permit lag (63/100), structural risk (59/100), institutional ownership (52/100). By contrast, mortgage stress (16/100) register low.

The peak-phase market in 97826 posted values that rose 1.2% over the year, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,154 people live here, median age 31. Owners hold 70% of homes, renters 30%. Home values center near $423,700, an affordability ratio of 7.0×. DLRadar's demographic-stress index for the area reads 40/100. At $58,676, median income runs below typical U.S. levels. The vacancy rate is 21.3% — elevated. Rent burden reaches 20% of tenant households. There are about 477 housing units across 97826. Educational attainment sits at 14% bachelor's-or-above. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 97826 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 97826 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 97826 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97826 can be compared directly against any other ZIP in Umatilla County, Oregon or nationwide. Where the public record is thin for 97826, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 97826 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 97826 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.