ZIP 97826 Property Distress & Foreclosure Data

ZIP code 97826 in Umatilla County, Oregon carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 51/100 against active distress of 5/100. Climate and flood risk are elevated too — climate & FEMA risk (74/100), FEMA disaster exposure (71/100). What sets it apart are the readings on construction/permit lag (57/100), structural risk (51/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (16/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,154 residents call 97826 home, typically aged 31. The tenure split is 70% owner-occupied to 30% rented. A median home runs $423,700 here, or 7.0 times local income. On demographic stress specifically, 97826 scores 40/100. Households earn a median $58,676 — below the roughly $78,000 national figure. Vacancy runs 21.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 20% of tenant households. There are about 477 housing units across 97826. About 14% have a four-year degree. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 97826 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.