ZIP 97886 Foreclosure, Tax-Lien & Distress Report

ZIP 97886's composite property-distress score is 32/100 - DLRadar classes that as moderate for Umatilla County, Oregon. The latent-versus-live split is 71/100 structural and 5/100 already moving. The most distinctive pressure shows up in structural risk (71/100), construction/permit lag (65/100), institutional ownership (61/100). By contrast, mortgage stress (16/100) register low. Environmental exposure also runs high (FEMA disaster exposure (87/100), climate & FEMA risk (81/100), flood (NFIP) exposure (62/100)).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,185 with a median age of 43. DLRadar's demographic-stress index for the area reads 25/100. Home values center near $252,500, an affordability ratio of 2.6× — accessible. The tenure split is 87% owner-occupied to 13% rented. Around 6% of renters are cost-burdened. The ZIP holds roughly 768 housing units. Educational attainment sits at 22% bachelor's-or-above. Households earn a median $90,288 — above the roughly $78,000 national figure. The vacancy rate is 42.0% — elevated. Roughly 9.4% live below the poverty line.

Taken together, 97886 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 97886 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 97886 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 97886 stays directly comparable to neighboring ZIPs and the rest of Umatilla County, Oregon. The score is rebuilt from public data as it updates, so 97886 reflects the current record instead of a stale or modeled snapshot.

97886's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 97886 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.