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ZIP 97828 Foreclosure, Tax-Lien & Distress Report

Wallowa County, Oregon · High Vacancy market

Wallowa County, Oregon's ZIP 97828 registers 5/100 composite distress, which DLRadar reads as minimal. Its standout signals are structural risk (10/100), mortgage stress (5/100), institutional ownership (3/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural exposure scores 10 and live distress 2 on the 0–100 scale.

The recovery-phase market in 97828 posted values that rose 2.5% over the year, and 2% lower over three years (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Population is roughly 3,369 with a median age of 45. The typical home is worth about $397,400 (6.5× income). The vacancy rate is 15.6% — elevated. The tenure split is 73% owner-occupied to 27% rented. Rent burden reaches 25% of tenant households. DLRadar's demographic-stress index for the area reads 35/100. There are about 1,797 housing units across 97828. Households earn a median $57,275 — below the roughly $78,000 national figure. Roughly 8.9% live below the poverty line. Around 43% of adults hold a bachelor's degree or higher.

On the whole, 97828 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 97828 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 97828 runs through one identical public-record model, so its 5/100 sits on the same scale as every other ZIP in Wallowa County, Oregon and the nation. The score is rebuilt from public data as it updates, so 97828 reflects the current record instead of a stale or modeled snapshot.

Behind 97828's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 97828 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

5/100
Composite stress
10/100
Structural risk
2/100
Distress activity

What is driving ZIP 97828’s distress

Foreclosure activity0
Mortgage stress5
Climate / FEMA risk30
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

97828 at a glance

The live 97828 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Wallowa County ZIPs near 97828

Keep exploring Oregon distress

Keep going: ZIP, county and state distress coverage for Wallowa County, Oregon.

The complete 97828 distress and acquisition report

Pull every distressed parcel in 97828 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.

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