ZIP 97828 Property Distress & Foreclosure Data

DLRadar grades ZIP 97828 (Wallowa County, Oregon) at a minimal 5/100 for overall property distress. Property-level stress concentrates in structural risk (10/100), mortgage stress (5/100), institutional ownership (3/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (3/100). Structural exposure scores 10 and live distress 2 on the 0–100 scale.

The peak-phase market in 97828 posted values that rose 3.3% over the year, and 2% lower over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,369 with a median age of 45. Home values center near $397,400, an affordability ratio of 6.5×. Vacancy runs 15.6%, above the national norm and a classic distress-and-opportunity signal. Owners hold 73% of homes, renters 27%. Rent burden reaches 25% of tenant households. DLRadar's demographic-stress index for the area reads 35/100. There are about 1,797 housing units across 97828. Median household income is $57,275, below the U.S. median near $78,000. 8.9% of residents fall below the poverty threshold. Educational attainment sits at 43% bachelor's-or-above.

On the whole, 97828 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.