ZIP 97834 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97834 (Baker County, Oregon) lands at 20/100 — low on DLRadar's public-record scoring. The pressure is most legible in construction/permit lag (57/100), structural risk (43/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (14/100) stay muted. Structural risk reads 43/100 against active distress of 4/100. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 63% of homes, renters 37%. Roughly 27.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 24.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 59% of tenant households. On demographic stress specifically, 97834 scores 48/100. Educational attainment sits at 24% bachelor's-or-above. There are about 739 housing units across 97834. 1,298 residents call 97834 home, typically aged 49. At $39,115, median income runs below typical U.S. levels. The typical home is worth about $366,300 (6.4× income).

Net-net, 97834 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 97834 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 97834's 20/100 can be lined up against any neighbor in Baker County, Oregon or any ZIP coast to coast. Where the public record is thin for 97834, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 for 97834 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 97834 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.