ZIP 97884 Foreclosure, Tax-Lien & Distress Report

Baker County, Oregon's ZIP 97884 registers 20/100 composite distress, which DLRadar reads as low. Structural risk reads 43/100 against active distress of 4/100. Its standout signals are construction/permit lag (57/100), structural risk (43/100), institutional ownership (39/100). institutional ownership (39/100) and mortgage stress (14/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100).

The market reads peak — home values rose 1.2% year on year (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

Population is roughly 91 with a median age of 68. The typical home is worth about $416,700 (5.4× income). The tenure split is 82% owner-occupied to 18% rented. Vacancy runs 67.3%, above the national norm and a classic distress-and-opportunity signal. Around 60% of renters are cost-burdened. There are about 150 housing units across 97884. Roughly 15.4% live below the poverty line. Around 15% of adults hold a bachelor's degree or higher. Median household income is $51,250, below the U.S. median near $78,000. The demographic-stress sub-score lands at 45/100.

Taken together, 97884 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 97884 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 97884 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97884 can be compared directly against any other ZIP in Baker County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 97884 shows blanks, not estimates, wherever the record is sparse.

Behind 97884's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 97884 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.