ZIP 97837 Foreclosure, Tax-Lien & Distress Report
Baker County, Oregon · High Vacancy market
In Baker County, Oregon, ZIP 97837 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). What sets it apart are the readings on construction/permit lag (59/100), structural risk (44/100), institutional ownership (42/100). The latent-versus-live split is 44/100 structural and 0/100 already moving.
The market reads peak — home values rose 1.2% year on year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 97837 scores 52/100. The tenure split is 76% owner-occupied to 24% rented. Around 3% of adults hold a bachelor's degree or higher. There are about 66 housing units across 97837. The typical home is worth about $91,700. The poverty rate is 35.2% — high, a tax-stress and distress correlate. Around 0% of renters are cost-burdened. 71 residents call 97837 home, typically aged 61. Vacancy runs 25.4%, above the national norm and a classic distress-and-opportunity signal.
Net-net, 97837 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 97837 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 97837 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 97837 shows blanks, not estimates, wherever the record is sparse.
The 21/100 for 97837 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 97837 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 97837’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 97837 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 97837, the same set carried on every parcel.
Neighbouring ZIPs in Baker County
Nearest ZIP codes to 97837
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Baker County, Oregon — ZIP, county and statewide.
Unlock the full ZIP 97837 acquisition report
Every distressed parcel in 97837 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology