ZIP 99323 Foreclosure, Tax-Lien & Distress Report

In Walla Walla County, Washington, ZIP 99323 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 42/100, with 1/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100), climate & FEMA risk (61/100). The pressure is most legible in construction/permit lag (44/100), structural risk (42/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (3/100) stay muted.

The peak-phase market in 99323 posted values that rose 1.2% over the year, 1.7% off the recent peak, and 11% higher over three years (phase confidence 49/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

4,198 residents call 99323 home, typically aged 32. Educational attainment sits at 22% bachelor's-or-above. The vacancy rate is 5.3%. Households earn a median $86,597 — near the roughly $78,000 national figure. The tenure split is 87% owner-occupied to 13% rented. On demographic stress specifically, 99323 scores 33/100. The typical home is worth about $412,900 (4.1× income). Rent burden reaches 44% of tenant households. The ZIP holds roughly 1,476 housing units. Roughly 13.7% live below the poverty line.

On balance 99323 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 99323 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 99323 can be compared directly against any other ZIP in Walla Walla County, Washington or nationwide. The score is rebuilt from public data as it updates, so 99323 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 99323 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 99323 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.