ZIP 99338 Foreclosure, Tax-Lien & Distress Report

Benton County, Washington's ZIP 99338 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (87/100), flood (NFIP) exposure (80/100). Leading the profile are structural risk (57/100), institutional ownership (46/100), construction/permit lag (20/100). By contrast, construction/permit lag (20/100) and mortgage stress (19/100) register low. Structurally it carries 57/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 1.6% year on year, and 8% higher over three years (phase confidence 11/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 3.9%. 8.2% of residents fall below the poverty threshold. The tenure split is 84% owner-occupied to 16% rented. Around 30% of renters are cost-burdened. There are about 7,192 housing units across 99338. Around 42% of adults hold a bachelor's degree or higher. Population is roughly 19,235 with a median age of 39. Median household income is $116,002, above the U.S. median near $78,000. Home values center near $551,500, an affordability ratio of 4.5×. DLRadar's demographic-stress index for the area reads 29/100.

Net-net, 99338 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 99338 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 99338's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 99338 shows blanks, not estimates, wherever the record is sparse.

99338's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 99338 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.