ZIP 97818 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 97818 (Morrow County, Oregon) lands at 18/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (71/100)). On the structural side it scores 38/100, with 5/100 of stress already active. Its standout signals are construction/permit lag (59/100), institutional ownership (39/100), structural risk (38/100). By contrast, structural risk (38/100) and mortgage stress (16/100) register low.

The peak-phase market in 97818 posted values that rose 1.2% over the year, and 28% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

Roughly 19.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 37/100. At $59,078, median income runs below typical U.S. levels. Home values center near $275,700, an affordability ratio of 4.2×. About 6% have a four-year degree. 5,402 residents call 97818 home, typically aged 30. Around 34% of renters are cost-burdened. Vacancy runs 6.9%. The tenure split is 60% owner-occupied to 40% rented. The ZIP holds roughly 1,938 housing units.

Net-net, 97818 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 97818 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 97818's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 97818 reflects the current record instead of a stale or modeled snapshot.

97818's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 97818 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.