ZIP 97812 Foreclosure, Tax-Lien & Distress Report
Gilliam County, Oregon · High Vacancy market
ZIP 97812's composite property-distress score is 7/100 - DLRadar classes that as minimal for Gilliam County, Oregon. Environmental exposure also runs high (FEMA disaster exposure (68/100)). Structurally it carries 15/100, against 5/100 of stress already in motion. Leading the profile are institutional ownership (37/100), mortgage stress (18/100), structural risk (15/100). On the quiet end sit mortgage stress (18/100) and structural risk (15/100).
The market reads recovery — home values rose 2.5% year on year (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
DLRadar's demographic-stress index for the area reads 26/100. The ZIP holds roughly 401 housing units. Roughly 10.0% live below the poverty line. 69% of housing is owner-occupied. Rent burden reaches 13% of tenant households. Educational attainment sits at 16% bachelor's-or-above. At $76,087, median income runs near typical U.S. levels. About 996 people live here, median age 38. A median home runs $293,500 here, or 2.6 times local income. Vacancy runs 13.6%, above the national norm and a classic distress-and-opportunity signal.
Taken together, 97812 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 97812 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 97812 runs through one identical scoring model, so its 7/100 sits on the same scale as every other ZIP in Gilliam County, Oregon and the nation. Nothing here is interpolated — where a source is thin for 97812, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
97812's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 97812 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 97812
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 97812 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 97812, the same set carried on every parcel.
Other Gilliam County ZIP codes
Nearest ZIP codes to 97812
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Gilliam County, Oregon — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 97812
Get every distressed property in 97812 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology