ZIP 97065 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97065 (Sherman County, Oregon) returns a minimal composite of 5/100. Structural risk reads 10/100 against active distress of 4/100. The most distinctive pressure shows up in institutional ownership (23/100), mortgage stress (13/100), structural risk (10/100). On the quiet end sit mortgage stress (13/100) and structural risk (10/100).

The recovery-phase market in 97065 posted values that rose 2.5% over the year (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $61,750, below the U.S. median near $78,000. Rent burden reaches 3% of tenant households. The tenure split is 72% owner-occupied to 28% rented. A median home runs $221,600 here, or 3.3 times local income. Educational attainment sits at 13% bachelor's-or-above. The ZIP holds roughly 342 housing units. 15.0% of residents fall below the poverty threshold. Vacancy runs 14.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 97065 scores 27/100. 752 residents call 97065 home, typically aged 50.

Net-net, 97065 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 97065 runs hot or quiet, its 5/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97065 can be compared directly against any other ZIP in Sherman County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 97065 shows blanks, not estimates, wherever the record is sparse.

97065's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 97065 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.