ZIP 97039 Foreclosure, Tax-Lien & Distress Report

ZIP code 97039 in Sherman County, Oregon carries a composite property-distress score of 5/100 — a minimal reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: institutional ownership (23/100), mortgage stress (13/100), structural risk (10/100). By contrast, mortgage stress (13/100) and structural risk (10/100) register low. Structural risk reads 10/100 against active distress of 4/100.

The recovery-phase market in 97039 posted values that rose 2.5% over the year, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 208 housing units. Around 25% of renters are cost-burdened. A median home runs $265,300 here, or 3.5 times local income. Educational attainment sits at 23% bachelor's-or-above. 469 residents call 97039 home, typically aged 37. On demographic stress specifically, 97039 scores 32/100. The vacancy rate is 22.4% — elevated. Households earn a median $69,643 — near the roughly $78,000 national figure. Owners hold 58% of homes, renters 42%. 12.4% of residents fall below the poverty threshold.

Taken together, 97039 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 97039's 5/100 can be lined up against any neighbor in Sherman County, Oregon or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 97039, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

97039's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 97039 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.