ZIP 97874 Foreclosure, Tax-Lien & Distress Report

ZIP 97874's composite property-distress score is 10/100 - DLRadar classes that as minimal for Wheeler County, Oregon. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100). On the structural side it scores 19/100, with 6/100 of stress already active. The pressure is most legible in institutional ownership (46/100), mortgage stress (20/100), structural risk (19/100). On the quiet end sit mortgage stress (20/100) and structural risk (19/100).

The market reads recovery — home values rose 2.5% year on year (phase confidence 29/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 42/100. The poverty rate is 14.1%. Rent burden reaches 50% of tenant households. About 351 people live here, median age 56. At $48,214, median income runs below typical U.S. levels. About 24% have a four-year degree. There are about 184 housing units across 97874. 69% of housing is owner-occupied. The typical home is worth about $342,500 (6.2× income). Vacancy runs 26.9%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 97874 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 97874 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 97874 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97874 can be compared directly against any other ZIP in Wheeler County, Oregon or nationwide. 97874 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 10/100 figure for 97874 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 97874 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.