ZIP 97874 Property Distress & Foreclosure Data

Composite property distress in 97874 (Wheeler County, Oregon) lands at 9/100 — minimal on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (79/100). The latent-versus-live split is 18/100 structural and 6/100 already moving. The sharpest non-environmental signals are institutional ownership (43/100), mortgage stress (20/100), structural risk (18/100). mortgage stress (20/100) and structural risk (18/100) stay muted.

Prices here sit in a peak phase: values rose 3.3% over the trailing year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

On demographic stress specifically, 97874 scores 42/100. Roughly 14.1% live below the poverty line. Around 50% of renters are cost-burdened. 351 residents call 97874 home, typically aged 56. Households earn a median $48,214 — below the roughly $78,000 national figure. About 24% have a four-year degree. The ZIP holds roughly 184 housing units. The tenure split is 69% owner-occupied to 31% rented. A median home runs $342,500 here, or 6.2 times local income. The vacancy rate is 26.9% — elevated.

Taken together, 97874 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.